NUMAI is for you if:

first

You don't have full downpayment

With NUMAI, you can move into your chosen home now and split the downpayment into manageable instalments.

first

You currently don't qualify for mortgage

  • Recently changed jobs
  • Freelancing or business owner
  • Other reasons
first

You want to lock price today

With NUMAI, you’ll buy your home in the future for a price agreed in advance—no matter how much the market goes up.

Lock in your price today!

How it works?

5 steps to becoming a home owner

Choose any flat or house in Vilnius, Kaunas and Klaipėda that fit our criteria.

Property criteria

We do a detailed document and price analysis on your chosen property. Once it’s confirmed we sign the rent and preliminary purchase agreement with you and purchase the property.

Once we give you the keys to your new home the rent starts. Every month you pay the rent and the instalments for your down payment.

Calculator

Once you accumulated the down payment you purchase your home from NUMAI at the pre agreed price and become official owner!

Expenses with Numai vs Market

Please indicate the approximate price at which you plan to purchase a home.
EUR
50 000 EUR 750 000 EUR
How long do you plan to save for the down payment? Keep in mind that the shorter the time frame, the larger the amount you'll need to set aside each month.
3
1
2
3
4
5
When purchasing a first home, banks typically require a down payment of 15% of the property's price. However, the required down payment may be higher.
%
Market
Property price over 3 years
Total rent paid over 3 years
15% down payment is required
Now Move into a new home 3
Total expenses

NUMAI vs Traditional Rent

journey
Traditional journey
You can choose almost any property in Vilnius, Kaunas or Klaipėda
You can purchase properties in any city
You live in your own home
You steadily accumulate the down payment
You know for what price your will purchase home
Your home will be decorated according to your wishes
You can make your own rules
You can switch property if you don’t like it
You accumulate personal wealth for yourself
You accumulate personal wealth for your landlord

Our accomplishments in numbers

Our achievement in the journey depicted in numbers

400+

Happy clients

130+

Clients became homeowners

€40+ Mln.

Owned real estate

€27+ K

Our clients save on average

What our clients say

Absolutely top-notch — 10/10. Smart, flexible, and solution-oriented, they genuinely go the extra mile to help. On top of that, they’re incredibly kind and professional. When you’re dealing with transactions worth hundreds of thousands of euros, these are the kind of partners you want by your side. I’ll gladly work with them again. Thank you for being who you are!

Denis

NUMAI is a team of professionals who don't know what word "fail" means. They are always there when you need them. They helped me to realise one of my biggest dreams - having new home in a great location. I will always be thankful to them!

Aleksandra

I sincerely want to thank the NUMAI team for their truly professional work and, most importantly, for giving me the opportunity to own my dream home. In my opinion, NUMAI offers a unique service in the market, backed by a reliable and competent team.

Justas

I'm so happy that I was able to live in my future home by renting it out first. And I'm glad that NUMAI created a solution for people whose salary does not come from the employer on the same day every month. Thank you for helping to purchase my home!

Aurelija

When Numai bought me a newly built apartment in Kaunas, the price was €1,225 per square meter (around €51,000 in total) — now, a similar apartment goes for around €2,000–€2,400 per square meter. I also invested in furnishing the apartment, but Numai covered part of those costs as well. If I had been saving for the 35% down payment the bank required (this isn’t my first loan), I’d probably still be saving.

Giedrius

We’re very happy with NUMAI. We received a lot of guidance when choosing the apartment — from financing and payment terms to potential compensation and support options. The NUMAI team took our wishes, dreams, and possibilities into account, and now we have our own home. We’re truly glad we made this choice.

Justina

I give five stars to Numai. When I heard about Numai, I contacted them and that same week I was signing the agreement. As I don’t speak Lithuanian, they helped me to find the contractors for the renovation and the loft was decorated and furnished as per my requests.

Liudvikas

Since we were not eligible for the bank loan, we are very happy that NUMAI gave us an opportunity to live in our dream home. I am pleasantly surprised with how helpful, knowledgeable and efficient NUMAI team is, which made the journey to living in our own home very smooth.

Irma

Thanks to NUMAI we were able to get our dream home, when banks did not qualify us for the loan due to my husband's nationality. NUMAI is a team of professionals, and the whole process was smooth and efficient.

Vanda & Jonathan

Since the majority of our income was from self-employment, banks didn't want to qualify us for a mortgage. NUMAI helped us to become owners by renting our home first and then selling it to us once we were ready to apply for a mortgage.

Evaldas

The service is truly one of a kind, and the team — I’ve never encountered such warm and genuine communication anywhere (and I’ve worked with banks for over 30 years, even worked in one myself — they’ve become more like rigid masters than equal partners). I’m extremely satisfied and will definitely continue the collaboration. I highly recommend meeting with them.

Svajūnas

This is a much-needed service, especially nowadays with housing prices rising so quickly… The customer service was excellent — they patiently and clearly answered all my questions. They also helped me find the home that suited me best. Highly recommended!

Jevgenijus